Privacy policy of NCB
Thank you for using our Mobile Banking. The
app may request access to:
The
app requires your permission to use device's camera, which allows the app to
turn on/off camera or flash. This is necessary for using functions of scanning
QR code, taking and sending photos to your contact list in OTT.
The
app collects device information, including the type of device, the operating
system, unique device identifiers and the manufacturer. The information we
collect from your device helps us to update and manage data in Mobile Banking
system.
The
app collects information about your address book and requires to read and
retrieve phone numbers from your address book, which supports the function of
mobile topup and contacts share. This helps to optimize user experience as well
as providing better information exchange. Your address book is neither
published nor disclosed for any purpose without your consent.
The
app requests access to device's microphone to record and send audio message to
your contact list.
The
app associates the list of accounts registered in your device to send
notifications (about balance changes and banking information). It also notifies
you when an updated version is available, keeping you up-to-date with the
latest functions.
|
Number |
Permissions |
Description |
|
1 |
ACCESS_COARSE_LOCATION |
Allows an app to access approximate location. Alternatively, you
might want ACCESS_FINE_LOCATION. |
|
2 |
ACCESS_FINE_LOCATION |
Allows an app to access precise location. Alternatively, you
might want ACCESS_COARSE_LOCATION. |
|
3 |
INTERNET |
Allows applications to open network sockets. |
|
4 |
CALL_PHONE |
Allows an application to initiate a phone call without going
through the Dialer user interface for the user to confirm the call. |
|
5 |
READ_CONTACTS |
Allows an application to read the user's contacts data. |
|
6 |
READ_EXTERNAL_STORAGE |
Allows an application to read from external storage. Any app
that declares the WRITE_EXTERNAL_STORAGE permission is implicitly granted
this permission. This permission is enforced starting in API level 19. Before
API level 19, this permission is not enforced and all apps still have access
to read from external storage. You can test your app with the permission
enforced by enabling Protect USB storage under Developer options in the
Settings app on a device running Android 4.1 or higher. Also starting in API
level 19, this permission is not required to read/write files in your application-specific
directories returned by Context.getExternalFilesDir(String) and
Context.getExternalCacheDir(). |
|
7 |
USE_FINGERPRINT |
Allows an app to use fingerprint hardware. |
|
8 |
WRITE_EXTERNAL_STORAGE |
Allows an application to write to external storage. Starting in
API level 19, this permission is not required to read/write files in your
application-specific directories returned by
Context.getExternalFilesDir(String) and Context.getExternalCacheDir(). |
|
9 |
READ_PHONE_STATE |
Allows read only access to phone state, including the phone
number of the device, current cellular network information, the status of any
ongoing calls, and a list of any PhoneAccounts registered on the device. |
|
10 |
CAMERA |
Required to be able to access the camera device. This will
automatically enforce the uses-feature manifest element for all camera
features. If you do not require all camera features or can properly operate
if a camera is not available, then you must modify your manifest as
appropriate in order to install on devices that don't support all camera
features. |
|
11 |
ACCESS_NETWORK_STATE |
Allows applications to access information about networks. |
|
12 |
VIBRATE |
Allows access to the vibrator. |
1.
HOW DATA AND PERSONAL INFORMATION ARE PROCESSED, USED, AND STORED.
NCB does not collect personal data and information. We are not interested in receiving and knowing the identities of individuals with scannable identification documents. However, the application needs to process personal information displayed on identification documents through NCB Optical Character Recognition (OCR) technology, including:
- Sensitive privacy information such as Portrait Photo, Full Name, Nationality, Gender, ID Number, Date of Birth, Issue Date, Expiry Date, Address, Place of Birth, Father's Full Name, Mother's Full Name, Spouse's Full Name.
- Special categories - Nationality and biometric data such as facial recognition for the purpose of uniquely identifying a natural person and anti-spoofing.
The application processes this information locally on the smartphone and then sends that information to the server for processing. After personal information is processed on the server, the information is returned to the phone. Personal information processed is not stored on the server and/or on the smartphone or within the application. Moreover, this information is not shared with any third party
NCB uses servers under its own control. In case you withdraw your consent or definitively revoke consent for NCB to use your information for electronic identification, we will cease all identification processes and delete all your data generated during the electronic identification process.
The application displays identity verification through NCB OCR. We do not process, use, and/or store non-personal information such as location, device type, or any other usage information.
We are using the TrueDepth API to collect the depth data in real time that allows us to determine the distance of a pixel from the front-facing camera, this data is used to determine the user are using our services is the real user, not the image or even video. This process helps us limit the fraud rate. We do not collect any information during the entire process.
2. HOW YOUR PERSONAL DATA IS PROCESSED AND USED
By using the application, you agree and allow your personal data and information to be sent to NCB servers where they are processed to verify your identity. However, your personal information, including information generated during the authentication process
(information read from MRTD documents, facial data used for matching and anti-spoofing), is not stored on the server, on the smartphone, or within the application. NCB does not collect or store any data for any purpose on the server or in the application.
2.1 The personal data we collect will be processed for the following purposes:
We process personal information based on legal grounds and solely for the purpose of personal identity verification according to ICAO 9303. Your entire personal information is not stored before, during, and after this process.
2.2 Disclosure:
NCB will not transfer your personal data to a third party without your prior consent. Please note that NCB does not share personal information with a third party for marketing or any other purposes.
2.3 Data Transmission:
NCB does not store your personal information processed and used through or by NCB.
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