• Fast, convenient, and easy online operation
• Flexible and varied forms of money transfer
• Fast update: eKYC online account integrated with SMS Banking and Mobile Banking services immediately after opening.

- Step 1: Download NCB iziMobile App

- Step 2: Enter your phone number

- Step 3: Take photos of your identity documents and facial recognition

- Step 4: Choose your IB/MB login name and enter the OTP

For detailed instructions, please refer here

- Currency: VND.

- Minimum balance: Not required.

- Interest rate: Non-term.

- Free account management.

- Free Mobile Banking maintenance.

- SMS banking fee: according to NCB regulations in each period.

- Other fees: according to the NCB service fee schedule in each period.

- Debit transaction limit: 

* Transaction limit per transaction: 

- Customers who authenticate information on NCB iziMobile application: 15,000,000 VND

- Customers who authenticate information at the bank counter: 

+ At the counter: unlimited

+ Customers who authenticate information at the bank counter: 

At the counter: unlimited

IB/MB channels: 

Within NCB: up to 5 billion dong per day.

Interbank/24/7 quick transfer: up to 3 billion dong per day.

* Hạn mức giao dịch/ngày:

- KH xác thực thông tin trên ứng dụng NCB iziMobile: 30.000.000 đồng

- KH xác thực thông tin tại quầy giao dịch: 

+ Tại quầy: không giới hạn

+ Kênh IB/MB: 

Trong hệ thống NCB: lên đến 5 tỷ/ngày.

Liên ngân hàng/ chuyển nhanh 24/7: lên đến 3 tỷ/ngày.

* Transaction limit per day:

- Customers who authenticate information on NCB iziMobile application: 30,000,000 VND

- Customers who authenticate information at the bank counter: 

+ At the counter: unlimited

+ IB/MB channels: 

Within NCB: up to 5 billion dong per day.

Interbank/24/7 quick transfer: up to 3 billion dong per day

* Transaction limit per month:

- Customers who authenticate information on NCB iziMobile application: 100,000,000 VND

- Customers who authenticate information at the bank counter: 

+ At the counter: unlimited

+ IB/MB channels: 

Within NCB: up to 5 billion dong per day.

Interbank/24/7 quick transfer: up to 3 billion dong per day.

- Be a legal Vietnamese citizen; 18 years or older and with full legal capacity as per Vietnamese law​

- Has not used any services provided by NCB

- Has valid identity documents such as ID card.