Term Deposit Secured Overdrafts

Target customers: Retail customers with deposits in VND/USD at NCB. Purpose: Meet the customers' financial needs for personal consumer spending and other legitimate needs through an account overdraft.

Features and benefits

  • Loan amount: Up to 95% of collateral value.
  • Overdraft period: Up to 12 months, but not exceeding the remaining term of the term deposit.
  • Loan type: One-time loan.
  • Principal repayment method: end of term.
  • Collateral: Term deposits in VND/USD at NCB.
  • Simple procedures and quick processing.

Documents anh Forms

  • NCB's Loan application form; Letter of Authorization (NCB's template)
  • Original copy of savings passbook/certificate of deposit/promissory note, etc. in VND as collateral;
  • Customer's ID card.

Other services

NCB IZIMOBILE
on mobile devices

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