3 Outstanding Advantages of NCB iziMobile Digital Banking You Shouldn’t Miss

Continuously upgrading to become a “Pocket Digital Bank,” NCB iziMobile is contributing to the transformation of user transaction habits through speed, security, and convenience—meeting all needs with just a smartphone and a few taps.

1. Don’t Miss Out on New Account, Cashback, and Reward Point Promotions

With year-round promotions, digital banking not only promotes cashless payments but also continuously increases value for customers.

Specifically, when making automatic bill payments of VND 100,000 or more—including electricity, water, internet, television, landline, and postpaid mobile phone bills—via NCB iziMobile, customers will receive a 20% cashback, with a maximum of VND 50,000/month. Especially on the 10th of each month, NCB offers cashback up to VND 100,000 for each bill payment transaction made via NCB iziMobile. This helps save both time and costs while ensuring safety and minimizing risks associated with cash usage.

NCB also offers a special incentive for customers who open a new account through the online channel. From now until March 31, 2025, by simply downloading NCB iziMobile, registering for an online account, and completing eKYC verification via Citizen ID or VNeID, customers can open an NCB iziMobile account and immediately receive a 5% discount on entrance tickets to Sun World Ba Den Mountain in Tay Ninh. Customers will also receive 03 cashback vouchers offering 10% cashback, up to VND 150,000 in total (maximum of VND 50,000 per transaction), when paying for services at Sun World Ba Den Mountain through NCB iziMobile.

Sun World Ba Den Mountain Tourist Area (Tay Ninh)

2. Easily Open a Visa Card, Enjoy Fast Installment Payments

Without the need for complex paperwork or waiting times, digital banking is increasingly offering flexible financial solutions without requiring customers to visit a branch.

The credit card installment feature on NCB iziMobile

offers maximum convenience for customers during payment

Starting today, customers can proactively obtain an NCB Visa card anytime, anywhere to enjoy the benefits of “buy now, pay later” along with numerous accompanying promotions in a simple and fast manner.

First, customers log into NCB iziMobile using their personal account. On the main interface, select the “Card Services” section, then tap “Issue Card” to choose to issue a new Credit Card or Domestic Debit Card, and provide all required information as guided. Once completed, the system will automatically update the information and provide a response in the shortest possible time. Customers can choose to receive the physical card at a branch/at a personal address or use the virtual credit card directly on the app for online transactions. 

NCB is currently offering a free card issuance and first-year annual fee waiver program for customers who open a new NCB Visa credit card from January 1, 2025. NCB Visa cardholders are now entitled to numerous privileges such as: up to 30% discounts when using services at high-end resort systems including Novotel Danang Premier Han River, Yoko Onsen Quang Hanh Resort, Serena Kim Boi Hoa Binh, Capella Hanoi, etc.; 25–35% discounts on transportation and delivery bookings via Xanh SM; 20% discounts on bills at over 500 restaurants in the Golden Gate chain; up to 25% discounts for shopping transactions on Lazada e-commerce platform; and lounge vouchers for cardholders spending from VND 20 million/quarter.

NCB iziMobile also integrates a 0% interest credit card installment feature, helping customers divide large payments into flexible terms of up to 24 months, with a promotional conversion fee waiver for up to 12 months. Customers can easily convert spending transactions or statement cycle balances into installments directly on the app. All installment details are transparently displayed on the NCB iziMobile digital banking app, enabling customers to monitor payment schedules, remaining balances, and manage their finances more effectively.

3. Utilize VNeID-Connected Utilities

Link Your NCB Account to VNeID – Receive Social Security Benefits with Ease!

As the first bank to implement payment account opening on the Ministry of Public Security’s VNeID, NCB has recently developed an additional feature that enables social security fund reception via VNeID, addressing citizens’ diverse needs and promoting digital transformation.

Accordingly, any citizen who has installed and completed Level 2 identification on the VNeID app and wishes to open a bank account can simply log into the VNeID app on their phone, select “Other Services,” then “Banking Services,” and follow the instructions. All subsequent steps will be executed automatically and swiftly without the need for a physical Citizen ID card, complicated procedures, or visiting a bank branch/transaction office.

Meanwhile, to receive social security support payments directly into an NCB account without visiting a government agency, users only need to log into the VNeID app, select the “Social Security” function, enter their NCB payment account information, and confirm to complete the process. This simplifies the procedure for receiving social welfare benefits such as pensions, maternity, and unemployment support.

For more information about products and promotional programs, customers may contact NCB transaction offices/branches nationwide or the Hotline: (028) 38 216 216 – 1800 6166.