NCB BANK BESTOWS LUCKY MONEY UPON SAVINGS AT THE START OF THE YEAR

Customers who make savings deposits at the National Citizen Commercial Joint Stock Bank (NCB) transaction counter between February 15 and February 21, 2024, will be granted a fortunate spring fortune of up to VND 666,000 to mark the beginning of the Year of the Dragon in 2024.

Beginning-of-spring savings – Best luck with everything throughout the year!

Some banks experienced a significant surge in transaction volume during the initial business days following the holiday. This surge can be attributed to the fact that many customers choose to deposit savings at the start of the year, anticipating that their accounts will remain stocked with funds and generate secure profits throughout the year.

I visit the bank annually immediately following Tet to deposit savings in order to pray for good fortune, conduct business efficiently, and save money in preparation for the new year's plans, stated Mr. Minh Tung (39 years old, Bac Giang).

In the interim, a customer of the National Citizen Commercial Joint Stock Bank (NCB), Ms. Thu Anh (32 years old, Hanoi), disclosed that she routinely deposits idle funds at the start of each year in order to prevent overspending and simultaneously increase her chances of receiving valuable spring gifts from the bank. 

In my opinion, the most secure and consistent method of raising the value of money remains through saving. Also, I am bestowed with fortunate spring fortune each year I visit NCB after Tet to deposit savings; on occasion, I even win gold, Ms. Thu Anh further elaborated.

Cash flow at the beginning of the year is forecast to continue flowing to banks

According to the most recent statistical data released by the State Bank of Vietnam on January 15, the volume of deposits into the banking system peaked at VND 12.8 million billion as of November 2023. The aggregate value of deposits received was VND 6,471 million billion from residents and VND 6,384 million billion from economic organizations.

In actuality, savings interest rates have declined in 2023 compared to the same period the previous year, while bank deposits have increased. It is anticipated that savings deposits deposited into banks will continue to rise in the near future, as this remains a secure investment channel that a large number of individuals prefer and trust.

Receive auspicious monetary gifts to celebrate the Lunar New Year - Embrace the arrival of spring and good fortune

NCB Bank annually organizes appreciation programs for customers who deposit money or make transactions in the early days of the new spring, with the intention of wishing them a year filled with fortune, success, and tranquility. Customers who make direct deposits at the bank counter this year will get lucky money envelopes as a unique gesture.

From February 15 to February 21, 2024, customers who deposit savings at NCB branches and transaction offices for a duration of 1 month or longer will be promptly rewarded with fortunate money equivalent to the deposited amount. NCB offers a fortunate sum of VND 66,000 for deposits ranging from VND 300 million to VND 3 billion. Customers who make a deposit of VND 3 billion or more will be eligible to receive a fortunate money reward of VND 666,000.

From February 15 to February 21, 2024, customers who deposit savings at the counter at NCB are eligible to win lucky money worth up to VND 666,000.

Offer applies to Savings/Term Deposit/Certificate of Deposit products. Each customer will receive 01 lucky money during the program.

For customers utilizing the bank's international payment services by March 31, 2024, NCB provides complimentary money transfers (excluding telegraph and OUR fees) and red envelopes containing up to USD 26 in cash for customers whose remittance turnover reaches or exceeds USD 10,000 between February 15 and February 21, 2024. This is in addition to incentives for customers depositing savings at the counter.

Customers who use the NCB iziMobile digital banking application are also eligible for a variety of promotions, including a 26% instant refund on phone top-ups and bill payments over VND 50,000 on January 10, February, and March 2024; the "Collect Golden Dragons—Receive Good Fortune" game, which provides users with an exciting entertainment experience and the chance to win up to 26 maces of gold, payment vouchers, or cash lucky money deposited into their payment account; and more.

As an incentive with a total value of nearly VND 2 billion of NCB, these presents are distributed to customers in observance of the new year as part of the "Open Up 2024 - Open Up A Flourishing Spring - Open Up Fortune And Prosperity" program. Not only is this an expression of appreciation from NCB to its past customers who supported the bank during Tet, but it also signifies the bank's commitment to fostering community-wide change and introducing novel values.