NCB LAUNCHES BUSINESS LOAN PACKAGE "PREFERENTIAL LOAN - FLEXIBLE INTEREST"
The "PREFERENTIAL LOAN - FLEXIBLE INTEREST" program for individuals and individual business households offered by NCB features an interest rate starting from only 8% per annum, along with various flexible packages tailored to suit customers.
In an effort to support the year-end needs for capital of individuals and individual business households, National Citizen Commercial Joint Stock Bank (NCB) has recently introduced a preferential business loan program for retail customers with a range of exceptional and flexible benefits as follows:
CRITERIA |
Option 1 |
Option 2 |
Option 3 |
Option 4 |
Preferential interest rate |
8%/year |
8.5%/year |
9.9%/year |
10.5%/year |
Interest rate after preferential period |
Base interest rate + 3.3%/year |
Base interest rate + 3.3%/year |
Base interest rate + 3.3%/year |
Base interest rate + 3.3%/year |
Preferential period |
First 3 months |
First 5 months |
First 9 months |
First 11 months |
Loan term |
Minimum 5 months |
Minimum 9 months |
Minimum 12 months |
|
Early repayment charges |
Loan term ≤ 12 months: 1%, free prepayment within the last 30 days of the loan |
For further information, please contact the nearest transaction office/branch or hotline 18006166. NCB is confident in accompanying and understanding all your financial needs.
Best regards,