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News - Events

NCB LAUNCHES BUSINESS LOAN PACKAGE "PREFERENTIAL LOAN - FLEXIBLE INTEREST"

The "PREFERENTIAL LOAN - FLEXIBLE INTEREST" program for individuals and individual business households offered by NCB features an interest rate starting from only 8% per annum, along with various flexible packages tailored to suit customers.

In an effort to support the year-end needs for capital of individuals and individual business households, National Citizen Commercial Joint Stock Bank (NCB) has recently introduced a preferential business loan program for retail customers with a range of exceptional and flexible benefits as follows:

CRITERIA

Option 1

Option 2

Option 3

Option 4

Preferential interest rate

8%/year

8.5%/year

9.9%/year

10.5%/year

Interest rate after preferential period

Base interest rate + 3.3%/year

Base interest rate + 3.3%/year

Base interest rate + 3.3%/year

Base interest rate + 3.3%/year

Preferential period

First 3 months

First 5 months

First 9 months

First 11 months

Loan term

Minimum 5 months

Minimum 9 months

Minimum 12 months

Early repayment charges

Loan term ≤ 12 months: 1%, free prepayment within the last 30 days of the loan 
Loan term >12 months:
- In the first year: 1.5%
- From 1 year to 2 years: 1%
- From 2 years: free of charge.

For further information, please contact the nearest transaction office/branch or hotline 18006166. NCB is confident in accompanying and understanding all your financial needs.

Best regards,

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