NCB offers many incentives to Visa cardholders

The practice of initially spending and subsequently paying with credit cards is becoming more prevalent. Customers can save a significant amount of money by strategically combining brand promotions with credit card incentives.

As the economy progressively recovers from the pandemic, demand for consumption goods rises once more. The General Statistics Office of Vietnam published data on April 29 that estimates the total retail sales of commodities and consumer service revenue at current prices in April 2024 to be VND 522.1 trillion, a 9% increase from the previous year. The estimated total retail sales of consumer goods and services at current prices for the first 4 months of 2024 are VND 2,062.3 trillion, representing an 8.5% increase from the same period in the previous year.

In that context, numerous brands and e-commerce platforms promptly recognized the trend and implemented refund programs and discount vouchers, thereby offering customers a wide range of options. The National Citizen Commercial Joint Stock Bank (NCB) has instituted a series of multi-sector incentive programs for bank cardholders, including shopping, traveling, and paying expenses, in order to promote non-cash payments and increase value for customers. Customers can now spend their money more wisely, more efficiently, and more enjoyably during the summer.

NCB continuously implements incentive programs, providing safe, convenient payment solutions with optimal costs for customers who own credit cards.

Up to 50% discount when traveling by Xanh SM taxi

NCB provides NCB Visa cardholders with alluring discount codes when traveling by Xanh SM taxi, as it comprehends customer psychology during the hot summer. This service is prepared to accompany customers on secure, convenient, and extremely economical journeys.

Specifically, NCB credit card holders will receive a 50% discount code, with a maximum of VND 20,000, for each trip by Xanh SM Taxi, Xanh Luxury, and Xanh SM Bike, from now until July 20, 2024. The promotion is available to each customer for an unlimited number of times during the program period, with a limit of 2 uses per day.

Furthermore, customers who reserve the Xanh SM taxi for journeys to and from NCB branches will receive four additional 25% discount codes with a maximum value of VND 25,000 when they pay with an NCB Visa card, alleviating concerns regarding lengthy distances, inclement weather, and the necessity of conducting direct transactions at the bank. This offer is available to customers who have included NCB Visa cards in the Xanh SM auto-booking application.

Cashback is available for all purchases up to VND 880,000

Not only are NCB credit cards convenient in terms of payment, but they also attract consumers with diverse, practical incentives and attractive cashback programs.

Customers will immediately benefit from the "spend first, pay later" feature when they open a new international credit card from now until June 30. Furthermore, they will be able to save effectively through the "all-spending refund program," which allows for up to VND 880,000.

Subsequently, the Platinum card level will grant consumers a cashback of VND 880,000 upon reaching a total expenditure of VND 8,800,000 within the initial 45 days of the card's issuance. The cashback level is VND 660,000 for total expenditure, compared to VND 6,600,000 with Classic and Gold cards.

Customers opening new Visa cards can earn up to VND 880,000 in NCB cashback

Enjoy summer travel with a 30% discount on installment fees

NCB is introducing the "Easy Shopping, Easy Installment Payments" promotion program for NCB Visa credit cardholders from now until July 18, 2024. When shopping and spending, customers are required to select the installment payment method for all terms with a minimum payment transaction of VND 1 million or more using the NCB Visa credit card. This will result in a 30% discount on installment transaction conversion fees, as well as a 0% preferential interest rate. Both existing NCB Visa cardholders and customers opening new cards simultaneously are eligible for the promotion, and there is no limit to the number of times they can use it.

NCB is offering a variety of exclusive incentives to customers who hold NCB Visa cards in anticipation of the upcoming summer travel season. These incentives include discounts of up to 30% on room booking services, spa treatments, food, etc. at a network of high-end resorts throughout the country, including Premier Village Phu Quoc Resort (Phu Quoc), Novotel Danang Premier Han River (Danang), Oakwood Ha Long, Yoko Osen Quang Hanh (Quang Ninh), etc.

NCB provides food vouchers and attractive refund programs to customers who own domestic debit cards, in addition to incentives for credit card holders. These programs include a 10% instant discount when paying bills at the Thai Kohyam system from now until December 15, 2024, and a 1% cashback, with a maximum of VND 200,000 per month, for all spending from now until May 30, 2024 to provide consumers with a more comfortable and enjoyable shopping experience and to allow them to enjoy food with friends and family.

NCB's attractive incentives are not only a gesture of gratitude to its loyal and companionable customers, but also a means of providing consumers with high-quality financial services experiences and convenient, useful, and secure payment products.

For more detailed information, program rules, and other attractive incentives, customers can refer to NCB website at https://www.ncb-bank.vn/, contact transaction offices/branches nationwide, or call the hotline at (028) 38 216 216 - 1800 6166.