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NCB PROVIDES HOME LOANS WITH A FAVORABLE INTEREST RATE STARTING AT 4.99% PER ANNUM

In an effort to assist customers in their pursuit of significant objectives, the National Citizen Commercial Joint Stock Bank (NCB) consistently introduces adaptable credit packages, which increase the availability of low-interest capital for individual customers to borrow in order to purchase homes or support production and business operations.

NCB has recently introduced a loan package that offers preferential interest rates for the purchase, construction, or restoration of real estate to assist young individuals in resolving the issue of purchasing a home, as well as families in conveniently building or renovating a home.

NCB assists customers in achieving their objective of settling down.

NCB offers a loan package that provides short-term financing to customers for the purpose of purchasing, constructing, or repairing real estate. The loan has an interest rate of 4.99% per year for the initial 3-month period. For the initial 24 months, consumers only need to pay an annual interest rate of 7.49% if the loan has a longer duration. The program is effective starting June 1, 2024, and will remain in effect until further notice.

Furthermore, NCB offers tailored loan packages for small merchants and household businesses, including advantageous interest rates and adaptable procedures, to cater to their requirements for increasing production and enhancing business efficacy.

Starting on June 1, 2024, customers who obtain a loan from NCB to initiate and expand their business will benefit from a low annual interest rate of only 5.99%. This credit package offers a preferential period of up to 5 months and allows free early repayment for loans settled less than 30 days before the due date. It aims to help individuals or business households easily access capital, enabling them to develop more effective business plans and accelerate growth during the peak months at the end of the year.

NCB designs specialized loan packages for customers who are small businesses and household busniesses

NCB not only facilitates customers access to cash at cheap interest rates, but also designs sophisticated financial products and services to assist customers in properly managing their finances and utilizing capital wisely. Simultaneously, it provides flexible rules, efficient time management, and expedited loan evaluation and approval processes to assist customers in swiftly seizing investment opportunities and expanding their operational capacity.

NCB is fulfilling its promise to support customers in achieving their ambitions by offering loan packages with several competitive benefits, diversified and flexible policies. Simultaneously, it facilitates the advancement of economic growth, thereby augmenting the overall value bestowed on society.

Customers may consult the NCB website at https://www.ncb-bank.vn/, contact the transaction offices/NCB branches nationwide, or call the Hotline at (028) 38 216 216 - 1800 6166 for additional information, program rules, and other attractive preferential loan packages.

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