NCB Accompanies Export Businesses with Superior Financial Solutions

Flexible and superior financial solutions, along with incentive programs from National Citizen Commercial Joint Stock Bank (NCB), help export businesses and small and medium-sized enterprises (SMEs) access capital easily and enhance their competitiveness in the new era.

Bright Prospects for Import and Export Activities

According to the 2024 summary report from the Import and Export Department (Ministry of Industry and Trade), Vietnam’s total import-export turnover in 2024 is estimated to reach USD 783.4 billion, marking a 15% increase compared to 2023. This is a positive signal, reflecting the strong recovery of Vietnam’s international trade activities following the difficulties caused by the pandemic and the global economic downturn.

With this result, the Ministry of Industry and Trade forecasts that Vietnam’s export activities in 2025 will be favorable and have growth potential. This opens up opportunities for export businesses to expand their international markets, increase production volume, and enhance competitiveness.

Amid these optimistic signals, export businesses also face challenges related to capital sources, dependency on policy changes in major markets, pressures to reduce product prices for competitiveness, continuous changes in the requirements of large brands, and increasingly stringent "green production" regulations from major consumer markets.

Easily Supplement Working Capital with NCB's Financial Solutions

NCB continuously offers financial solutions for corporate customers

Accompanying Vietnamese enterprises, NCB offers comprehensive financial solutions to help export businesses seize opportunities and accelerate growth in the new era. Accordingly, NCB provides flexibly designed financing programs tailored to different business scales and industries, along with a series of attractive incentives, creating favorable conditions for businesses to maintain and expand their export activities.

Specifically, with the "Pre-Shipment Export Financing" program, NCB provides working capital for export businesses with a financing ratio of up to 90% of their capital needs. This allows businesses to promptly supplement capital, seize golden opportunities in business, and ensure smooth production processes and export schedules.

The "Pre-Shipment Export Financing" Program provides working capital for businesses with a financing ratio of up to 90% of their capital needs.

The bank also accepts various payment methods for export contracts, ensuring safety and convenience for international transactions, such as Letters of Credit (L/C), Documents Against Acceptance (D/A), Documents Against Payment (D/P), and Telegraphic Transfer Reimbursement (TTR). These solutions help export businesses safeguard their cash flow while minimizing risks, creating a foundation for sustainable development in the global business environment.

Additionally, NCB is implementing the "Shocking Incentives – Accelerate Your Business" campaign, exclusively for SMEs. This preferential credit package, valued at up to VND 1,000 billion, is applicable from now until June 30, 2025. With two flexible loan packages, NCB offers superior financial solutions with competitive interest rates and a fast disbursement process, helping businesses easily access capital and establish a solid foundation for business growth in the new year.

The "Shocking Incentives – Accelerate Your Business" Campaign – A superior financial solution for corporate customers

Specifically, the special preferential package for SMEs requiring short-term loans provides instant funding with interest rates starting from 6.99% per year and a maximum credit limit of VND 800 billion. Meanwhile, SMEs in need of medium- and long-term capital can receive support through a loan package with interest rates starting from 7.99% per year and a maximum credit limit of VND 200 billion.

With continuous efforts, NCB is increasingly affirming its role as a reliable partner within the Vietnamese business community, supporting enterprises with modern financial solutions tailored to their essential needs, and becoming a preferred bank in the market.