Spend freely, enhance your experience with NCB credit card

Holders of a credit card from National Citizen Commercial Joint Stock Bank (NCB) will receive special benefits at luxury resorts around the country, while efficiently reducing shopping and eating costs.

Enjoy exclusive resort privileges

Returning from a trip to Danang in early September, Mr. Dang Minh (Hanoi) and his wife were pleased to enjoy wonderful experiences in the beautiful coastal city at a reasonable cost.

“My family utilized a credit card for payment, securing a 30% discount on accommodation prices at the Novotel Danang Premier Han River, conveniently situated adjacent to the Han River, offering a comprehensive view of the Dragon Bridge. On the second day, we arranged a visit to Sun World Ba Na Hills via KKday, resulting in a savings of several hundred thousand dong,” excitedly said Ms. Hanh, Mr. Minh's wife.

Mr. Minh conveyed his enthusiasm during his visit to BaNa Brew House, the tallest craft beer plant in Vietnam situated above Ba Na, where he saw the beer manufacturing process, engaged with intriguing discussions, and savored exceptional fresh beer.

Following our visit to the brewery, my wife and I dined at Ba Na 1901 Restaurant, where the European cuisine was quite good. Additionally, we received a 20% discount on the bill when paying with an NCB Visa card, added Mr. Minh.

Credit cards are increasingly popular thanks to their convenience, flexibility and cost optimization

Mr. Minh stated that he first acquired an NCB Visa card due to the appealing credit limit and his requirement for supplementary reserve cash for professional purposes. Subsequently, he recognized the advantages of utilizing the card for immediate purchases while deferring payment, reaping numerous incentives such as cashback, gifts, point accumulation, and direct discounts when employing convenient services like Shopee Food and Xanh SM. Consequently, he frequently utilizes the NCB credit card for his daily expenditures.

Enjoy shopping, traveling, and dining at optimal costs

In 2024, NCB is set to consistently enhance and innovate card products that use advanced technology, therefore facilitating digitalization and advancing cashless payments in alignment with government policies and the transition of digital banking. The bank prioritizes the provision of straightforward, secure, and convenient payment solutions, while improving the experience for each customer segment through the NCB Visa credit card suite, and augmenting value for cardholders with a range of practical and appealing incentives for daily spending and shopping.

Travel enthusiasts holding NCB cards can avail themselves of discounts of up to 30% on spa, culinary, and golf services at luxury resorts nationwide until December 31, 2024. Participating resorts such as Oakwood Ha Long, Yoko Osen Quang Hanh Hot Spring Resort (Quang Ninh), Ba Na Hills Golf Club, Novotel Danang Premier Han River (Da Nang), and Premier Village Phu Quoc Resort (Phu Quoc). Additionally, a discount code offering up to 8% (maximum VND 250,000) is available for services on the KKday travel e-commerce platform, applicable for both domestic and international travel. 

Cardholders who appreciate the dining options at Golden Gate's restaurant network (comprising Gogi House, Manwah, iSushi, Ashima, and Kichi Kichi locations nationwide, excluding those at AEON Mall and Vinh City) will benefit from an immediate 20% discount, capped at VND 200,000 per transaction, when utilizing an NCB Visa card on POS terminals, effective immediately until November 17, 2024. The offer is applicable to NCB foreign credit cardholders with PINs beginning with 410742, 410747, or 410768. It excludes alcoholic beverages and tobacco and cannot be combined with other promotions at the restaurant. NCB does not impose a restriction on the frequency of promotion usage during the program.

NCB offers multi-sector incentives for NCB credit cardholders

The bank provides a 15% discount, capped at VND 500,000, for customers utilizing NCB international credit cards (with PINs commencing with 410742, 410747, or 410768) through Payoo POS at all PNJ stores nationwide until October 24, 2024, and at the California Fitness & Yoga premium gym system and CaliFresh water bar until November 30, 2024. This provides clients with a quick jewelry shopping experience and the option to enhance their health at an appealing cost. Each client can receive a maximum of two rewards per card and per program.

Additionally, multi-sector promotions encompassing cuisine, shopping, travel, entertainment, and fitness have garnered favorable responses from numerous customers, including: discounts of up to 50% (up to VND 20,000) for travel via XanhSM cars, weekly discounts of up to VND 560,000 for purchases at ShopeeFood, and a promotion offering two movie tickets for VND 100,000 on the CGV website and CGV Cinemas application every Friday to Sunday, among others.

In the near future, NCB will unveil a website that consolidates information on credit card promotion programs, promotions available on the NCB iziMobile digital banking application, and interest rate promotions for savings deposit customers, facilitating prompt updates on promotional information and optimizing time and costs associated with the bank's services. Simultaneously, NCB will persist in collaborating with esteemed partners to introduce appealing reward programs, providing clients with an enriching spending experience and comprehensive delight in their everyday lives.

For more details or support in opening a credit card at NCB, customers can contact the bank's transaction offices/branches nationwide or hotline (028) 38216216 or 18006166.