NCB Introduction

The National Citizen Commercial Joint Stock Bank – NCB, initially named Song Kien Bank, was established in 1995 under License No. 00057/NH-CP dated September 18, 1995, issued by the State Bank of Vietnam. NCB expanded its scale from a rural bank to an urban bank and adopted the name Nam Viet Joint Stock Commercial Bank—Navibank. NCB was officially renamed the National Citizen Commercial Joint Stock Bank (NCB) in 2014. Over 28 years of operation, NCB has progressively asserted its brand position in the Vietnamese financial and monetary markets.

Since early 2013, in response to the market's growing demands and to uphold its competitive edge, NCB has embarked on a restructuring initiative aimed at becoming one of the most efficient banks in both retail & commercial banking services. Focused on core elements, NCB has redefined its organizational structure to delineate business operations from management and support functions, refined policies and procedures, optimized business architecture, invested in staff development, and bolstered risk management strategies, etc.

Business Areas: Deposits, capital, trust services, loans, commercial papers, joint-venture capital, and payment services.

Operational Overview: After 28 years in the banking industry, NCB has secured investor, customer, and partner trust through our consistent, stable and secure development